- Credit Cards
- Personal Loans and Lines of Credit
- Medical Bills
- Collections and Repossessions
- Business Debts
- Certain Student Loans
We're Your Debt Relief Partner, EVERY STEP OF THE WAY.
Less stress. Less anxiety. Greater peace of mind.Recharge Debt Relief is your financial relief partner. Apply Now
Let us Take Control of Your Debt
Contact Us
A quick call allows our debt consultants determine what relief options are available to you in minutes.
Pick A Plan
Get a customized plan that fits your budget & lifestyle to help you get back on track. We’ll give you options, pick the one that works best for you.
We Do The Work For You
Start Saving – we secure new terms with your creditors, often at reduced amounts with favorable terms & no added interest.
Why We’re Different
Our team of experienced debt negotiators will work with your creditors to reach a settlement that is both affordable and manageable. We take pride in helping our clients regain control of their finances by providing customized plans and guidance throughout their debt relief journey. We work with the majority of all banks, credit card companies and credit unions.
We have relationships with Bank of America, Chase, Wells Fargo, American Express, Citibank and more.
Recharge Your Lifestyle
“I had two years left to retire and $60,000 of debt over my head… They took me through, step by step… I finally retired“.
How it Works
Does Your Debt Qualify?
If you have unsecured debt totaling over $10,000, you may qualify for our Debt Relief Program.
We can resolve your debt.
Find out how Recharge Debt Relief can work for you
- No upfront fees
- No loan required
- No more doing it alone
Get a Personalized Debt Solution
Talk to one of our certified debt consultants to review your best debt relief options.
Are you struggling just to make the minimum payment?
When it comes to paying off credit card debt, many consumers take the path of least resistance: the “minimum payment plan”. These payments are calculated on the basis of the cardholder’s total balance, interest rate and certain other factors.
Here’s an example on $30,000 credit card debt:
The national average credit card interest rate is 18% and the minimum payment for most creditors is 2.5% of the balance owed. If you pay just the minimum payments it would take 451 months, or 38 years to pay off your balance and $44,230 in interest payments. This brings your total on a $30,000 of credit card debt to $74,230!
Life if full of twists and turns. If you are struggling to make your payments, there are alternative choices to bankruptcy.
Frequently Asked Questions
Which is the best debt relief solution for me?
When it comes to debt relief, you have several options available to you.
Each solution comes with its own pros and cons, along with different short-term and long-term consequences that are different for every individual or family seeking debt relief.
Recharge’s certified Debt Specialists can provide you with a free debt assessment and answer your questions about which debt relief solution can best fit your needs and your budget.
Are there any hidden fees?
Recharge charges NO fees until you approve the settlement agreement and your debts are settled. There are NO sign-up fees, NO cancellation fees, and there’s absolutely NO obligation for you to complete Recharge’s debt resolution program if you choose.
Once debts are settled, the clients pay a percentage (varies by state) of the total debt enrolled as part of their monthly deposit. And if we can’t settle your accounts, then you don’t pay us… it’s that simple!